Home Buyer & Selling Info For Clients in Estero, Florida

Tips For Buyers

Avoiding Financial Stress

Build a Plan of Action and Get Ready

Finding the Right Seller

Getting a Legitimate Lender and Getting Pre-Approved

Hot, Normal, and Cold Markets

Importance of Inspection

Is Buying a Home Still a Smart Plan

Thinking About Buying a Foreclosure

Use a Buyer's Agent

Why You Should Not Make Any Major Credit Purchases


Tips For Sellers

Considering Offers

Finding the Right Agent

For Sale By Owner - A Good Idea

Getting the Highest Price in the Shortest Time

Insist on a Home Inspection

Know Why You are Selling

Making a Good First Impression

Plan of Action

Setting the Price

What is a Short Sale Anyway


Homeowner Information

Common Ways of Holding Title

Condominium and PUD Ownership

Environmental Issues

Lead Poisoning

Living Trusts

Mechanics Liens



Underground Heating Oil Tanks

Understanding Foreclosures


Title and Escrow

Closing and Title Costs

Creative Financing

Required Reporting to the IRS

Statements of Information

The Functions of an Escrow

Title Insurance - Where Does Your Dollar Go?

Title Insurance Requirements for Insuring Trusts

Title Insurance When Refinancing Your Loan

Understanding Preliminary Reports

Understanding Title Insurance

Why Do You Need Title Insurance


Mortgage Information

Adjustable Rate Mortgages - The Pros and Cons

Adjustable Rate Mortgages - The Basics

Closing Costs When Buying or Refinancing a Home

Documenting Your Assets - Verifying Your Down Payment

FICO® Score - a Brief Explanation

FICO® Scores and Your Mortgage

Items You Need When Applying For a Loan

Land Contract

The Advantages of Different Types of Mortgage Lenders

The Biweekly Mortgage - Who Needs It?

The No-Cost Thirty Year Fixed Rate Mortgage

Types of Mortgage Lenders

What's a FICO®?

Where Does the Money Come From for Mortgage Loans?

Your Savings and Down Payment